热门交易应用对比：股票、ETF和加密货币

A trading app lets you buy and sell stocks, ETFs and cryptocurrencies from your phone. Apps differ most on what assets you can trade, which trading products they support, which account types they offer and how much functionality they provide.

That’s why it’s important to choose an app that fits your own trading strategy, risk tolerance and financial goals. You’ll rely on this platform to keep your funds and information safe, while also delivering the level of functionality you need.

It’s always worth doing your own research before you download anything or deposit funds, because assets, products and features differ from one platform to the next. A first-time investor may want basic features and a simple interface, while an active trader may need advanced charting, order types and access to products like margin, futures or tokenized assets.

Whatever you’re looking for, there’s usually a product built for it, and some platforms like Kraken offer both a simple everyday app and a more advanced trading platform from the same login.

This guide compares the leading trading apps across stocks, ETFs, crypto and beyond, evaluating them based on the assets and products you can trade, as well as their overall usability, platform depth, reliability and public reviews.

这里几乎所有应用对大致相同的美国股票和ETF收取0美元佣金（另加费用），因此，佣金本身并不是它们产生差异的主要因素。

以下将从真正重要的方面进行比较：用户对应用的评价、您可以使用的资产类别和交易产品、支持的加密货币数量，以及每款应用的突出优势。

下表将快速概览各款应用，随后深入介绍它们适合哪些用户以及各自的差异。

请查看下方各个平台，了解哪款交易应用适合您的策略。

如果股票和ETF是您的主要关注重点，那么区分这些应用的关键在于其配套的交易产品，以及是否提供您所需的资产、订单类型、研究工具和交易功能。

如果您希望用小额资金开始投资，碎股最为重要：Kraken（最低1美元）、SoFi（最低5美元）和eToro（最低约10美元）都降低了持有高价股票的门槛。

如果您重视研究深度和规划，Fidelity、Schwab、Vanguard和Merrill Edge等综合经纪商可提供分析师洞察、筛选器和退休规划工具。

对于活跃股票交易者，E*TRADE（通过Power E*TRADE）和IBKR提供先进订单类型和更丰富的图表功能，而Kraken Pro还将这些功能扩展到加密货币和衍生品。

一款出色支持加密货币的应用，其评判标准与仅支持股票交易的应用不同。资产托管方式、支持的币种数量、是否可以提币至自己的钱包，以及提供哪些加密货币产品（现货、杠杆或合约）等因素，都是选择加密货币应用时需要考虑的专属功能。有些券商会将少量币种或加密货币ETP作为附加服务提供，但专门打造的交易所通常支持更广泛的资产，提供自托管选项和更多产品。

Kraken是目前市场上成立时间较早且受到全球广泛监管的加密货币交易所之一。Kraken提供广泛的市场、自托管提币，以及储备证明和双重验证等安全措施，同时还可在同一账户中交易美国股票和ETF。

无论您处于加密货币或金融旅程的哪个阶段，Kraken都能为您提供合适的交易产品。如需全面比较目前可用的主流加密货币交易应用，请阅读下方文章。

With so many platforms offering different assets, products and features, the right app is the one that aligns with your goals, trading style and experience. Key things to consider:

• Assets and trading products: Start here. Confirm the app supports what you want to trade and how you want to trade it — stocks, ETFs, crypto, options, futures, margin, tokenized assets or prop trading. This is where platforms genuinely differ.
• Total cost, not just commissions: Nearly all these apps advertise $0 commissions, so look past the headline: real cost can include bid-ask spreads, currency conversion, and withdrawal or inactivity fees, plus how the app earns from routing your orders. Some brokers use payment for order flow (PFOF), where they’re paid by market makers to route trades — a common, disclosed practice that can affect execution quality. Read each provider’s fee schedule and disclosures.
• Account types: Consider whether you need retirement accounts, margin or automated investing, and check the minimums for each.
• Platform depth: Charting, screeners, market data and order types matter more as your strategy gets more complex. Reading bullish vs. bearish trends is easier with the right tools.
• Security and reliability: Look for strong protocols like encryption and two-factor authentication, and a track record of uptime.
• Regulatory status and support: Confirm how the provider is regulated for the products you use, and check that customer support is responsive.
• Integration and extras: Links to bank accounts, automated investing and educational resources can make the whole experience smoother.

The best app for a first-timer isn’t usually the best app for someone trading every day, because the two are looking for different experiences.

If you’re getting started, you might prioritize a clean interface, low or no minimums, fractional shares and educational resources over advanced features you won’t use yet. Simple, approachable apps help you build a diversified portfolio without a steep learning curve.

If you trade actively, platform depth becomes the deciding factor: advanced order types, fast execution, real-time data, robust charting, extended hours and access to products like margin and futures. Just remember that more tools and more frequent trading don’t automatically mean better results, and trading more often can raise your costs and your risk — choose the depth you’ll genuinely use.

Many platforms serve both ends by offering a simple app and a pro tier. Kraken pairs its everyday app with Kraken Pro for advanced tools, so whatever you’re looking for there’s a product available for you. If you want to understand what higher-tempo trading actually involves before you try it, what is crypto day trading is a useful primer.

将您的投资组合集中在一个地方。在同一个Kraken 账户中，您可以交易11,000多只美国股票和ETF，以及数百种加密货币；还可以用1美元购买碎股。准备好后，您可以轻松切换到Kraken Pro，使用杠杆、合约和专业级交易工具。

准备好在一个地方交易股票、ETF和加密货币了吗？