Your Bitcoin. Working harder.

Earn up to 2.5% APY on your Bitcoin. No seed phrases, no complexity. Just Bitcoin earning more Bitcoin.

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Upp till

2.5%

APY

Så här fungerar det

1. Deposit BTCAllocate BTC from your Kraken balance into the vault.

2. Your BTC goes to workFunds are allocated onchain to BTC lending markets. Borrowers pay to access your liquidity.

3. Rewards accrue automaticallyEarnings are added to your balance over time. Withdraw whenever you want.

Why BTC Vault

BTC rewards

Your BTC earns BTC. No exposure to unproven incentive tokens.

Backed by real lending activity

Rewards come from real lending activity, not token subsidies or promo rates.

Kraken-grade security

Transparent onchain activity, reviewed by independent auditors.

Du har kontrollen

Your BTC. Your rules – BTC Vault is built so you stay in control at every step, from the moment you deposit to the moment you withdraw.

Non-custodial by design – Your BTC is held in a non-custodial embedded wallet. Kraken cannot move your assets without your initiation.

5-day withdrawal period – Request a withdrawal whenever you want; funds settle within 5 days.

Full onchain transparency – Every allocation is recorded on a public blockchain. You can verify exactly where your funds are and what they are doing, at any time, independently.

Vanliga frågor

What is BTC Vault, and how does it work?

BTC Vault lets you earn rewards on your Bitcoin. You allocate BTC to an onchain vault, where it is deployed into DeFi lending and borrowing strategies that generate rewards in BTC. The process is simple, with strategies managed for you so no direct DeFi interaction is needed. Learn more

How is this different from Staking or Auto Earn?

BTC Vault differs from Staking and Auto Earn in how yield is generated. Staking involves earning rewards for helping secure proof of stake networks. In contrast, BTC Vault generates yield onchain through DeFi strategies while keeping you fully exposed to BTC, offering higher rewards and a more flexible way to earn on your BTC.

How is this different from DeFi Earn?

BTC Vault and DeFi Earn both use onchain strategies to generate yield, but BTC Vault is specifically designed for Bitcoin. It lets you deposit BTC and earn returns in BTC.

Vad är avgifterna?

The vault charges a 25% performance fee on rewards. There are no fees to deposit BTC, and all APYs shown in the product are already net of fees, so what you see reflects your actual expected returns.

Who manages the vault strategy?

The vault strategy is managed by Sentora. They design and operate the onchain strategies that deploy your BTC to generate yield, so everything is handled for you without needing to manage it yourself.

What happens if I want to withdraw?

You can deallocate your funds at any time. Once requested, withdrawals can take up to 5 days to process and return your BTC.

Is this available in my region?

Bitcoin Vault is live everywhere Kraken operates except the UK, UAE, and Australia.

Rewards are variable and not guaranteed; you can lose some or all of your assets. Interacting with onchain smart contracts involves risks which are further detailed in the terms of service (including bugs, exploits, and oracle/MEV/bridge failures), market risk (price volatility, de-pegs, and liquidation where relevant), and operational risk (irreversible transactions, gas fees, network congestion). Kraken does not control third-party protocols. Offered by Payward Wallet, LLC. Fees apply. Availability varies by jurisdiction.