Alternativy k PayPal: Porovnejte platformy podobné PayPal

Founded in 1998, PayPal has become one of the most widely used digital payment providers in the world. It is recognized for secure online checkout, peer-to-peer transfers, and business payment solutions, serving millions of users globally.

Still, PayPal’s crypto services are narrow compared to dedicated platforms. With only a small number of supported tokens, restrictions on withdrawals in some markets, and no advanced features, users may explore alternatives that offer more flexibility with digital assets.

Společnost Kraken, založená v roce 2011, je jedním z největších a nejdůvěryhodnějších jmen v kryptoměnách na světě. Společnost Kraken se sídlem v Cheyenne ve Wyomingu obsluhuje desítky milionů klientů ve více než 190 zemích.

Kraken nabízí kompletní platformu pro různé krypto produkty a služby. Ať už chcete koupit bitcoin, zkontrolovat cenu Solana (SOL) nebo převést USD na ETH, Kraken usnadňuje přístup ke stovkám kryptoměn ze své hlavní aplikace Kraken určené pro běžné investory, stejně jako  Kraken Pro pro pokročilé obchodníky.  Kraken Institutional také nabízí kompletní sadu krypto produktů pro investory vyžadující prémiové služby. 

Napříč funkcemi, jako je staking, margin, futures a OTC trading, Kraken nabízí různé způsoby, jak získat expozici vůči největším krypto kategoriím na světě. Kraken také umožňuje klientům v určitých regionech přístup až k 11 000 americkým akciím a xStock, stejně jako možnost posílat a vydělávat na svém portfoliu pomocí Krak.

Vše podpořeno globálně uznávanými bezpečnostními standardy, Kraken byl prvním, kdo zavedl Proof of Reserves a nadále udržuje nový standard pro transparentnost a odpovědnost. Od spuštění před více než 10 lety nebyly nikdy prolomeny úschovní peněženky spravované společností Kraken.

Recenze Krakenu ukazují, že oslovuje investory dbající na bezpečnost a pokročilé obchodníky, kteří si cení souladu s předpisy, dostupné zákaznické podpory a výkonných bezpečnostních funkcí podporujících jejich obchodní zkušenosti. Jako jedna z nejstarších, nejdůvěryhodnějších a nejlepších krypto burz, Kraken disponuje nástroji a funkcemi, které potřebujete k realizaci své krypto strategie podle svých vlastních podmínek.

Cash App, founded in 2013, is a mobile-first payments app offering money transfers, card services, and banking features. It added Bitcoin trading as part of its push to integrate crypto into mainstream finance.

While this makes Cash App appealing to newcomers interested in Bitcoin, its single-asset focus means it is less suited for those seeking a comprehensive crypto experience.

Výhody:

• Widely adopted U.S. payments app with peer-to-peer transfers
• Debit card and direct deposit features integrated
• Simple Bitcoin buying and selling built into the app
• Easy-to-use mobile-first experience
• Strong brand recognition as part of Block, Inc.

Omezení:

• Supports only Bitcoin, with no other crypto assets available
• No advanced trading tools or features
• Primarily U.S.-focused, with limited global reach
• Payments-first app, with crypto as a secondary function

Venmo, founded in 2009 and acquired by PayPal in 2014, is a payments app recognized for combining transfers with a social feed. Its features now include debit cards, installment payment options, and a small set of supported cryptocurrencies.

This makes Venmo appealing to users who want an easy, socially integrated way to manage payments and dabble in crypto, though it does not offer the depth or breadth of a dedicated exchange.

Výhody:

• Popular U.S. payments app with a social feed
• Easy peer-to-peer transfers and debit card access
• Integrated buy/sell functionality for select cryptocurrencies
• Backed by PayPal’s trusted brand
• User-friendly app design with strong adoption among younger users

Omezení:

• Only a small number of crypto assets supported
• No advanced trading tools or professional features
• Limited to the U.S. market
• Primarily a payments app with crypto as a secondary feature

Revolut, founded in 2015, is a London-based fintech company that has grown into a global super-app. It combines payments, cards, transfers, savings, and investments, with crypto included as part of its wider financial services offering.

This hybrid positioning makes Revolut attractive to users who want the convenience of managing multiple aspects of their financial life in a single app, even though its crypto product is not as comprehensive as a dedicated exchange.

Výhody:

• All-in-one app covering payments, savings, and investments
• Easy access to crypto trading within a familiar interface
• Regulated entity with licenses in multiple jurisdictions
• Simple and user-friendly experience for retail users
• Broad international adoption and brand recognition

Omezení:

• Limited crypto selection compared to dedicated exchanges
• No advanced trading features such as margin or derivatives
• Product availability varies by region due to regulations
• Primarily a payments app, with crypto as an add-on service

Wise, founded in 2011 as TransferWise, built its reputation on transparent, low-cost international transfers. Today, it provides cross-border payments, business accounts, and multi-currency wallets, supporting millions of users worldwide.

The platform appeals to those who prioritize affordability and simplicity in payments, though it lacks crypto functionality or advanced financial features that some competitors now offer.

Výhody:

• Transparent, low-cost international transfers
• Multi-currency accounts for individuals and businesses
• Regulated financial service with a strong global reputation
• Simple, easy-to-use mobile and web interface
• Wide global network for cross-border payments

Omezení:

• No crypto support or integration
• Focused on payments and transfers with less investment features
• Narrower product set compared to financial super-apps
• Availability of certain services may vary by country

N26, founded in 2013 in Berlin, is a digital bank offering mobile-first accounts, debit cards, and payments. It emphasizes simplicity, transparency, and modern design, appealing to users looking for a streamlined banking experience.

In select regions, N26 has introduced limited crypto services, though its focus remains everyday banking rather than advanced trading or multi-asset access.

Výhody:

• Fully digital bank with mobile-first design
• Transparent fee structure and simple interface
• International accounts with card and payment features
• Expanding services with limited crypto availability in some markets
• Recognized brand across Europe’s fintech landscape

Omezení:

• Crypto support limited and restricted to certain regions
• Availability of accounts varies by country
• Focused on banking and payments, with fewer investment features
• Lacks advanced tools for professional or global traders

Pokud hledáte krypto burzu pro každý krok vaší krypto cesty, zaměření Krakenu na bezpečnost, transparentnost a zákaznickou podporu mluví za vše. 

Zaregistrujte se ještě dnes a získejte přístup ke stovkám digitálních aktiv a zjistěte, proč miliony uživatelů důvěřují Krakenu, aby udržel jejich investice v bezpečí.