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Add your Krak Card to Google Pay to start spending immediately — both online and offline. Your virtual card is available the moment your account is approved, so you don't even need to wait for your physical one to land.
Everything that makes the Krak Card so popular — the (up to) 2% cashback, fee-free† FX spending, and more — carries over to your virtual card.
Gone are the days of applying and waiting by the mailbox for your card to arrive. With Krak, all you need to do is:
Open your account and pass verification
Open the app to access your virtual card
Start spending in-store or online
Your physical card will arrive within a few days. In the meantime, you can put your virtual one to work wherever Google Pay is accepted. In this day and age, that’s just about everywhere.
Google Pay requires biometric authentication or your screen lock before a transaction can be made — and instead of transmitting your card details, it creates a unique virtual account number for every payment. Your details are not shared with merchants, POS devices, or stored on Google's servers.
It takes just seconds to get your new virtual card up and running:
In the Google Wallet app, tap the + button and select Payment card
Follow the prompts to manually enter your card details (available in the Krak app)
Verify the addition, and you’re good to go!
Availability varies by jurisdiction. See Support Center to check your eligibility.
Geo restrictions apply. Instant buy/sell fees apply when you convert one asset to another before making a transfer. Please see our fee schedule for more information.
In the EEA; Krak Card is issued by Monavate UAB (Company No. 305628001, authorised in Lithuania by the Bank of Lithuania to issue electronic money (emoney) and provide payment services (license number 92).
In the UK, Krak Card is issued by Monavate Limited, authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services (FRN: 901097). Payward Services Limited is authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services under the Electronic Money Regulations 2011 (FRN: 1010381).
Mastercard® is a registered trademark of Mastercard International Incorporated. The card is issued by Monavate pursuant to license by Mastercard International Inc.
Features are subject to change. Some features, applications, and services may not be available in all regions or all languages and may require specific hardware and software.
†A variable spread will apply when spending across assets. Third-party ATM fees may apply.
