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Give yourself up to a 1% raise

Receive up to a 1% salary match1 when your salary is paid into your Krak account. Up to £250 per month. Up to £3,000 per year.
Simply for getting paid. T&Cs apply.

Get my raise
Get my raise
Salary match

Krak pays you up to 1% on your salary

More than just a salary match. When you make Krak your personal account, you don’t just earn on your salary. You earn more across your entire eligible activity.

Up to 1% salary match¹ on your salary payments

Salary match

Up to 1% cashback on spending with Krak Card²

Salary match

GBP, USD, EUR, CAD, AUD, CHF supported in app

Salary match
Download Krak
Download Krak

Here’s how it works

Open your Krak account

Open your free account and complete verification.

Example account balances

Move your salary

Share your Krak account details with your employer.

Salary match

Get matched monthly

Earn up to 1% extra on salary transfers over £2,500.

Salary match

See how your salary match adds up

Your salary matched at up to 1%1, calculated and credited automatically. Up to £250 per month. Up to £3,000 per year. Paid out monthly.

Salary match
Get my raise
Get my raise

Everything You Need. In One Account.

Salary match

A personal account to get paid, send money, and manage bills.

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A card that earns up to 1% cashback every time 
you spend.2

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GBP, USD, EUR, CAD, AUD, CHF supported in app.

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160+ countries under your fingertips.

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Free account and card.

FAQs

The Salary Match is available to verified Krak clients who reside in the United Kingdom. You must: Hold a Krak account in good standing, complete identity verification, receive qualifying salary transfers in GBP. Learn more about the Salary Match in the Support Center.

From March 3 to May 1, qualifying salary transfers earn a full 1% match regardless of balance. After May 1, your match rate reflects your 3-month average balance on Krak, Kraken and Kraken Pro. Payward Services Limited may modify, pause, or end the promotion at its discretion.

Share your Krak Account Number and Sort Code with your employer.

To qualify for the salary match, you must redirect a total of at least £2,500 per month to your Krak account. Up to four payroll transfers per month from a single employer qualify, capped at £25,000. If you’re not paid on a monthly basis (you’re paid weekly or otherwise), we will reward up to 4 salary transfers per month. Eligible salary payments received between the 1st and last day of each calendar month are included in that month’s calculation. See T&Cs for full details.

Rewards are paid out in the beginning of the following month. Rewards are credited in local currency.

The following do not qualify as salary transfers: Peer-to-peer (P2P) transfers, self-funded transfers, transfers between Kraken and Krak accounts, non-payroll payments. If suspicious activity occurs Kraken reserves the right to shut down the promotion on individual evaluation.

No. All eligible customers who meet the requirements receive the applicable reward. There are no random winners or prize draws.

1 Geo restrictions & T&Cs apply. Minimum cumulative transfer(s) of £2500 applies within a maximum of 4 payments. The Krak Salary Match Incentive is open to eligible UK Krak clients only. Rewards apply only to qualifying GBP salary transfers (payroll from an employer); exclusions apply. Rewards are credited monthly; max £250/month. The promotional rate of 1% is not guaranteed and applies until 1 May 2026. After this date, the rate will depend on the average assets you hold with Krak, Kraken, and Kraken Pro. Kraken may amend, suspend, or end the promotion. Tax may apply; no advice. E-Money services are not subject to protection under the Financial Services Compensation Scheme. If you hold or convert rewards into other assets (where available), the value can fluctuate.

2 Krak Card is issued by Monavate (Company Number: 12472532) authorised in the UK by the Financial Conduct Authority to issue electronic money (e-money) and provide payment services (Firm Reference Number 901097). Mastercard® is a registered trademark of Mastercard International Incorporated. The card is issued by Monavate pursuant to license by Mastercard International Inc. E-Money services are not subject to protection under the Financial Services Compensation Scheme.

Promotional cashback rate of 1% applies until March 31, 2026. After that, the cashback rate will depend on the average assets you hold with Krak, Kraken, and Kraken Pro. ATM withdrawals not included. £/€0.50 minimum transaction amount applies. Geo restrictions apply. For more information, please see this Support Center Article.

Receiving cashback is generally not considered a taxable event. Consult a tax advisor to understand your individual circumstances. Learn more.

ATM withdrawals not included, £/€0.50 min. transaction amount for cashback. Your cashback rate depends on the average assets you hold with Krak, Kraken and Kraken Pro. Geo restrictions apply. Check this Support Center Article for more information.

Payward Services Limited is authorised by the Financial Conduct Authority to carry on electronic money activities and related payment services under the Electronic Money Regulations 2011 (FRN: 1010381).

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