Get up to 2% cash back with Kraken Card

Get your Kraken card today, and get 10€ cashback bonus on your first purchase. T&Cs Apply.

Get your card
Kraken card. front card
Kraken card. back card
Up to 2%
Cashback in BTC or EUR, no cap, every spend1
600+
Currencies. Crypto and cash, spendable in one card.
No Fees
No transaction fees, FX fees, or ATM fees2
Free Card
Free to order, free to keep without account fees

Pay with crypto like cash

600+ currencies, instantly converted at the point of spend.
2% cashback with Kraken card

Up to 2% cashback. No limits.

Up to 2% back1 every time you spend, in BTC or EUR.

600+ currencies. Crypto or cash

Instantly converted at point of spend.
Pay with crypto and cash

Zero fees

Zero transaction fees, FX fees, ATM withdrawal fees or monthly fees on your spend.2
Use Kraken card everywhere

Rank your assets.
Protect your best holds.

Set a spending order across your balances. Kraken Card works through your queue automatically — so you spend what you choose, not what's on top.
Set up your order

Set your order

Drag assets into the sequence you want Krak to spend from.
Lock what you're holding

Lock what you're holding

Toggle off any asset, like BTC — and it's never touched at checkout.
Change it anytime

Change it anytime

Change it in the app. Updates instantly. No delays.
Get your card

Your Kraken Card is managed in Krak

Choose your card

Choose your card in the Kraken app. Pick your card. Takes 30 seconds.
Kraken card options

Sign in

Download Krak and sign in. Same email. Same password. No new account.
Sign up to Krak

Activate

Your card is ready. Activate in Krak. Free to get, free to keep.
Activate your card
Get your card
Kraken Card hotel booking perks

Get up to 6% cashback on travel

Pay less for better hotels. Access to 4- and 5-star properties at rates reserved for the very few — with additional cashback at checkout on every booking.

Up to 60% off hotel rates

2.2M Hotels worldwide

4–6% cashback at checkout

Safe and in control

From fraud protection to instant card lock, your funds are secure and managed by you.

Protected by design

Protected by design
Major crypto assets held 1:1, and backed by £125M in insurance.

24/7 support

24/7 support
Help when you need it — available anytime in-app.

Custom controls

Custom controls
Manage PINs, block assets from spend, and freeze/unfreeze your card instantly — all from the app.

Real time notifications

Real-time notifications
Get notified the moment a charge happens, wherever you are.

Data encryption

Data encryption
Your data is encrypted for enhanced security and privacy.

FAQs

A virtual Mastercard debit card you order inside the Kraken app. Fund it by transferring crypto or fiat from your Kraken account — and spend anywhere Mastercard is accepted. Earn up to 2% cashback¹. No subscription required.

Open the Kraken app and follow the card sign-up flow. You can choose your virtual card color instantly, then you just need to download the Krak app and sign in with the same credentials you use to sign in to Kraken. After signing in simply add your Kraken Card to Apple Pay or Google Pay to get started.

Your everyday balance is separate from your trading portfolio. You transfer funds to it intentionally, your holdings, staking, and long-term positions stay untouched. Think of it as a dedicated spending balance you control.

Your tier is based on the 30-day rolling average of your Kraken, Kraken Pro and Krak balance. Four tiers: Light (€200, 0.5%), Pro (€1,000, 1%), Elite (€10,000, 1.5%), Max (€50,000, 2%). New cardholders start at Max tier for 30 days.

Yes. You choose whether your cashback is paid in BTC or your local currency.

Krak is your money app for everyday finance and your Kraken card management hub — card details, transaction history, cashback settings, and physical card ordering. You log in with the same credentials as your Kraken account. Don't have a Kraken account but have Krak? You can use your Krak credentials to access your Kraken account too.

The card is free to order and it has no monthly or annual fees. All applicable fees are outlined in the pricing page.

These materials are for general information purposes only and are not investment or financial product advice or a recommendation or solicitation to buy, sell, stake or hold any cryptoasset or to engage in any specific trading strategy. Kraken does not and will not work to increase or decrease the price of any particular cryptoasset it makes available. The unpredictable nature of the crypto-asset markets can lead to loss of funds. Tax may be payable on any return and/or on any increase in the value of your cryptoassets and you should seek independent advice on your taxation position. Geographic restrictions may apply. Some crypto products and markets are unregulated. Kraken’s regulatory status for its various products and services differs per jurisdiction and you may not be protected by government compensation and/or regulatory protection schemes. See Legal Disclosures for each jurisdiction (here).

Not investment advice. Crypto trading involves risk of loss. Kraken Card is issued by UAB Monavate, authorised by the Bank of Lithuania (authorisation code: LB002139). Payward Ireland Limited (PIL) and Payward Europe Solutions Limited (PESL), trading as Kraken, are regulated by the Central Bank of Ireland. E-money services are provided by PIL and spot trading services are provided by PESL. Mastercard is a registered trademark of Mastercard International Incorporated; the card is issued pursuant to a licence from Mastercard.

See Support Center to check your eligibility.

¹ Rate depends on average assets held with Kraken, Kraken Pro and Krak. Geo restrictions and T&Cs apply. See Support Center for more info.

² A variable spread applies when spending across assets. Third-party ATM fees may apply.

Spending crypto may be a taxable event, as conversion to fiat can create capital gains or losses. Consult a tax advisor for your individual circumstances. Learn more.

Cashback is generally not taxable. Consult a tax advisor for your circumstances. Learn more.

To use Apple Pay you need a supported card from a participating card issuer. To check if your card is compatible with Apple Pay, contact your card issuer.

Apple Pay is not available in all markets. View Apple Pay countries and regions.

Features are subject to change. Some features, applications, and services may not be available in all regions or all languages and may require specific hardware and software. For more information, see Feature Availability.

Get up to 2% cash back with Kraken Card

Make the most out of your everyday spending with up to 2% cashback.

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