Kraken 對比 Coinhouse：這些加密貨幣交易所如何比較

In the Kraken vs Coinhouse comparison, investors assess two platforms operating under distinct models. Coinhouse provides brokerage-style crypto services with a focus on guided investing and local market presence in France. Kraken, originally a cryptocurrency exchange, now offers a broader product ecosystem including staking, recurring purchases, asset bundles, advanced order types, and additional investment products in certain jurisdictions. Below, we analyze how the platforms compare across fees, supported assets, liquidity, trading functionality, security infrastructure, and overall platform depth.

Kraken 於 2011 年在美國成立，是加密貨幣行業中最早、最知名的品牌之一。該交易所於 Bitcoin 首次亮相後不到兩年推出，憑藉其對安全性、營運透明度和優質用戶體驗的重視而贏得了全球認可。

如今，Kraken 為超過 190 個國家/地區的逾 1,500 萬客戶提供服務。其產品範圍從適用於個人投資者的旗艦 Kraken 平台，到透過 Kraken Pro 平台和 Kraken Desktop 應用程式為進階和機構交易者提供的強大一體化交易平台。

Kraken 的機構套件涵蓋現貨、保證金、期貨市場、質押以及為合資格客戶提供的 OTC 交易。Kraken 還透過 Kraken Learn 大力投資教育，為新手和經驗豐富的交易者提供支援。

Kraken 總部位於懷俄明州，透過定期進行 儲備金證明 來強調其對問責制的承諾，這項做法是它在 2014 年引入行業的。它也是首個在 Bloomberg Terminal 上市的加密貨幣交易所，有助於彌合傳統金融與數碼資產之間的鴻溝。

Kraken 在美國、加拿大、英國、歐盟等主要市場擁有監管牌照，並曾協助處理 Mt. Gox 債權人索賠等案件，因此建立了穩定、合規營運的聲譽，使其成為尋求安全持久加密貨幣交易所的用戶值得信賴的目的地。

Coinhouse is a Paris-based crypto broker/exchange positioned around regulated access to crypto for French and European users. It is known for being among the earliest French players to obtain Digital Asset Service Provider (PSAN) registration with France’s financial regulator, the AMF, with Coinhouse stating it registered in March 2020. Coinhouse focuses on simple buying and selling, guided investing options, and support aimed at users who value a local provider and compliance-first operations. The platform aims to bridge traditional finance expectations and crypto access, combining a simplified investing flow with a compliance-forward operating model for euro-based clients.

Kraken distinguishes itself through its global infrastructure and extensive operational record dating back to 2011. Having endured multiple industry cycles, it has established a reputation grounded in transparency and consistency. Its security framework includes audited Proof of Reserves, international compliance standards and a long-standing clean record regarding client asset protection. While brokerage-style platforms emphasize guided investing, Kraken provides direct exchange access, advanced trading tools, institutional-grade services and diversified product layers — appealing to clients who prioritize autonomy, liquidity and regulatory oversight.

Kraken 的產品生態系統旨在支援各種交易風格和經驗水平。用戶可以透過其精簡的流動應用程式隨時隨地進行交易，或透過 Kraken Pro 使用更進階的工具，Kraken Pro 提供詳細圖表、自訂訂單類型和實時市場數據。

該平台支援所有用戶的現貨交易，並在合資格地區提供 保證金交易（最高 5 倍槓桿）和 期貨合約（最高 50 倍槓桿）。機構和高淨值客戶可以透過 Kraken 的 OTC 櫃檯和 Kraken Prime 服務獲得額外服務。

除了交易之外，Kraken 還為超過 21 種資產提供 加密貨幣質押，根據代幣和網絡狀況，獎勵最高可達 17% APY。用戶可以透過平台直接質押 以太坊 (ETH)、Solana (SOL) 和 Cardano (ADA) 等資產來被動賺取收益。

Kraken 還透過 Krak 支援全球數碼支付，這項功能讓用戶無需交易費用即可發送加密貨幣或現金。

2024 年，Kraken 發布了其基於 Optimism 的 SuperChain 構建的 Ink Layer-2 網絡，為中心化交易所和流行的 DeFi 協議之間提供了無縫橋樑。

對於那些希望加深金融知識的人，Kraken Learn 提供教育資源，涵蓋從 區塊鏈基礎知識 到進階 交易策略 的所有內容。

Coinhouse emphasizes an approachable experience for buying, selling and holding cryptocurrencies, with options that cater to beginners and users who prefer guided investing. The platform is less focused on advanced, exchange-style features such as deep derivatives markets, complex order routing, and highly specialized trading tools. Instead, it positions itself as a regulated gateway for euro-based clients, often pairing straightforward execution with educational content and account support. Active traders who need pro interfaces, extensive order types, and high-liquidity markets across many pairs may find more depth on global exchanges.

Coinhouse offers a brokerage-style experience with premium tiers and guided services, which can appeal to users who want additional support or a more curated investing journey. That model, however, can be less aligned with traders who prefer exchange-based pricing, deeper liquidity and more advanced execution tools. Kraken delivers a more exchange-native product suite. It combines Kraken Pro’s professional trading tools with spot trading and access to margin and futures in eligible regions. Investors also get staking, recurring buys (DCA) and asset bundles, alongside institutional services like OTC and Kraken Prime. For users who value autonomy, liquidity depth and a broader feature stack, Kraken is typically the stronger product environment.

客戶可以在 Kraken 上存取超過 600 種加密貨幣，包括 比特幣 (BTC) 和 XRP (XRP) 等主要幣種，以及從 迷因幣 到 流動質押代幣 等各種山寨幣。

Kraken 應用程式中還提供超過 11,000 種免佣金 ETF 和股票可供直接交易。對於合資格地區的客戶，他們可以投資 xStocks，這是這些股票的代幣化版本。
Kraken 支援十種主要法定貨幣的提款和存款，讓全球客戶可以快速方便地為其帳戶注資。

支援的法定貨幣包括：

• USD（美元）

• CAD（加元）

• GBP（英鎊）

• EUR（歐元）

• JPY（日圓）

• AUD（澳元）

• CHF（瑞士法郎）

• ARS（阿根廷披索）

• MXN（墨西哥披索）

• BRL（巴西雷亞爾）

還支援 15 種 穩定幣，包括 Tether (USDT)、USDC 和 USDG。

Coinhouse supports a curated set of cryptocurrencies compared with very large international exchanges. This approach can reduce complexity and align with a compliance-first listing philosophy, but it can limit access to long-tail tokens and the newest speculative assets. Availability may vary by product and jurisdiction, and the platform’s main strength is providing regulated access for a French audience rather than maximizing the number of listed coins.

Coinhouse offers a curated selection of cryptocurrencies aligned with its brokerage-style approach. Kraken supports a larger universe of 500+ digital assets and global fiat funding options. For investors who prioritize wide token coverage, deeper liquidity and the option to expand into stock and ETF investing in select regions, Kraken offers more comprehensive asset access.

Kraken 的交易量分級收費模式透明且分層，旨在支援專業交易者和一般投資者。

掛單方費用從 0.25% 起，吃單方費用從 0.40% 起，高交易量個人和機構客戶亦可享折扣。透過 Kraken+ 訂閱，符合資格的客戶在達到特定每月交易量時，可完全免除這些費用。

大多數加密貨幣和法幣存款均免費，但某些情況下會因交易方式和特定資產而異。Kraken 還透過在確認交易前顯示所有費用來強調透明度，確保客戶預先清楚所有費用，避免產生意料之外的昂貴費用。

Coinhouse’s fees are typically presented in a broker-style way, where the cost of buying and selling is clearer to casual users but may be higher than exchange maker/taker pricing for active traders. Pricing can vary by service level, order size and any subscription or premium tier the client uses. Users comparing platforms should look at total execution costs, including spreads and payment-method fees, especially if they plan to invest frequently or in larger size.

Coinhouse’s subscription-based model can reduce fees for users who commit to premium tiers, but standard pricing may be higher than exchange-based platforms. Kraken’s fee model does not require subscription tiers to unlock competitive rates. With transparent volume discounts and clearly displayed withdrawal costs, Kraken appeals to users who prefer a trading-first pricing structure rather than a service-tier model.

Kraken 被廣泛認為是業界最安全的加密貨幣平台之一。自成立以來，Kraken 從未發生過導致客戶資金損失的洩露事件，這是其他交易所鮮少能做出的聲明。客戶受益於多層帳戶保護，包括帶有通行密鑰的 2FA、PGP 電子郵件加密、具有範圍限制的精細 API 密鑰權限、可配置的帳戶逾時、可疑活動的實時監控、提款白名單和主密鑰設定。

Kraken 於 2014 年率先推出儲備金證明 (Proof of Reserves)，並透過定期、可獨立驗證的審計繼續引領業界。這種加密程序允許客戶隨時親自審查其帳戶餘額如何由真實資產支持。Kraken 還持有 ISO/IEC 27001:2013 認證、SOC 2 Type 2 審計合規性，並營運一個健全的公開錯誤懸賞計劃。

Coinhouse operates within a French regulatory framework and emphasizes compliance and operational transparency. The platform provides account-level security controls including two-factor authentication and standard withdrawal safeguards. Its custody structure is aligned with its brokerage-style model and premium-tier services, which may include additional support for higher-value accounts.

Coinhouse emphasizes compliance within the French regulatory framework and provides account-level protections. Kraken, however, combines regulatory alignment with more than a decade of global exchange operations and a clean security record. Its layered controls, Proof of Reserves audits and internationally recognized certifications position Kraken as a security-driven platform designed to withstand market stress and operational risk over time.

Kraken 以其回應迅速且專業的客戶服務而聞名，提供多種支援渠道以滿足不同用戶的需求。客戶可以透過 24/7 真人即時聊天、透過電子郵件提交請求，或（在特定情況下）直接透過電話與支援專員通話。

Kraken’s 多語言支援團隊可以協助超過十種語言的用戶。這有助於公司更有效地服務其全球客戶群。

該交易所還在客戶滿意度方面獲得高分，並在 Customer Centricity World Series 中被評為「最佳 AI 客戶體驗應用獎 (歐洲)」得主。其專注於清晰、同理心和快速解決問題的方針，持續在競爭激烈的市場中突顯 Kraken 的客戶體驗。

Coinhouse positions customer support and guidance as a differentiator for a French-speaking audience, often aiming to provide assistance that feels closer to a traditional financial service. Support channels and service levels can vary by plan, and users who want 24/7 live support and rapid escalation during volatile markets should compare how Coinhouse’s offering stacks up against global exchanges with around-the-clock coverage.

Coinhouse offers a curated selection of cryptocurrencies aligned with its brokerage-style approach. Kraken supports a larger universe of 500+ digital assets and global fiat funding options. For investors who prioritize wide token coverage, deeper liquidity and the option to expand into stock and ETF investing in select regions, Kraken offers more comprehensive asset access.

Coinhouse delivers a brokerage-style experience with subscription tiers and guided services tailored to French investors. Kraken, meanwhile, operates as a global exchange ecosystem. Supporting 500+ cryptocurrencies, advanced trading tools, staking and derivatives in eligible regions, Kraken provides deeper liquidity and broader functionality. For investors who prioritize autonomy, transparent pricing and exchange-grade infrastructure, Kraken may be the more scalable option.