No. We’re better. Krak is a global money app – built for instant sending, digital rewards, and full flexibility.
Krak is available globally except for Australia and prohibited regions.
In the United States:
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Crypto transfers are not available in the following states: IN, ME, NY
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Cash transfers are not available in the following states: CA, CO, IN, LA, ME, MA, NY, UT
It means your money moves in seconds. Not days. Not business hours.
Most transfers are free – and all fees are shown before you send.
Krak makes money primarily through transparent exchange fees whenever you convert one asset or currency to another. All fees are clearly displayed upfront.
Yes, you can send your friends a payment link via text, email, or DM. They'll just need to create a Krak account to claim the funds.
Yes, there are certain sending and receiving limits depending on your verification level. You can find exact limits in the app settings under your profile.
Absolutely! You can easily link your bank account, credit card, or deposit crypto directly into your Krak account.
Krak supports more than 300 assets and currencies, including crypto, fiat, and stablecoins, enabling you to hold, send, and convert seamlessly between them.
Yes, Krak lets you request money easily by using Payment Requests, your Kraktag, or sharable paylinks.
Don't worry – our 24/7 in-app support can help you securely recover access to your account.
Absolutely. Your funds are safeguarded with transparent Proof-of-Reserves, robust encryption, and secure user authentication practices.
Withdrawals are processed instantly, but may take up to 2 business days to appear in your account depending on your bank.
Once a payment is sent, it can’t be reversed due to the instant nature of transfers. Always double-check before confirming a transaction.
We take your privacy seriously, using industry-standard security measures, encryption, and strict privacy policies to keep your personal information safe.
Referrals are eligible worldwide, except in regions and countries where Kraken does not operate, as listed on this page. Additionally, residents of the United Kingdom, Singapore, Austria, and Turkey are not permitted to participate.